You ask, we answer!

FINANCIAL PLAN

Regarding point 7.) FINANCIAL PLAN:

To create a monthly financial plan for a Kenyan African street restaurant over three years, we assume that it is a restaurant that offers both average meals and special African specialities. The financial plan includes income, expenses (including staff costs, energy costs, food costs) and reserves applied to the projected profit.

Assumtion:

  1. Average price per meal: KES 500
  2. Number of meals per day: 50 (in the first year), 80 (in the second year), 120 (in the third year) – with an annual increase due to the growing number of customers.
  3. Monthly Opening days: 30
  4. Staff costs: KES 150,000 per month for a total of 4 employees (including cooks, waiters and cleaning staff).
  5. Energy costs: KES 30,000 per month (electricity, gas and other operating costs).
  6. Food costs: 40% of sales.
  7. 50% savings on monthly profit.
  8. Inflation and annual adjustments: Expenses (especially food and personnel costs) increase by 5% each year.

First year:

Monthly financial plan (in ksh):Turnover (ksh)Personnel costs (ksh)Energy costs (ksh)Food
costs (ksh)		Total costs (ksh)Profit (ksh)50% reserves (ksh)Available profit (ksh)
Year One
January750,000 khs150,000 khs30,000 khs300,000 khs480,000 khs270,000 khs135,000 khs135,000 khs
February750,000 khs150,000 khs30,000 khs300,000 khs480,000 khs270,000 khs135,000 khs135,000 khs
March750,000 khs150,000 khs30,000 khs300,000 khs480,000 khs270,000 khs135,000 khs135,000 khs
April750,000 khs150,000 khs30,000 khs300,000 khs480,000 khs270,000 khs135,000 khs135,000 khs
May750,000 khs150,000 khs30,000 khs300,000 khs480,000 khs270,000 khs135,000 khs135,000 khs
June750,000 khs150,000 khs30,000 khs300,000 khs480,000 khs270,000 khs135,000 khs135,000 khs
July750,000 khs150,000 khs30,000 khs300,000 khs480,000 khs270,000 khs135,000 khs135,000 khs
August750,000 khs150,000 khs30,000 khs300,000 khs480,000 khs270,000 khs135,000 khs135,000 khs
September750,000 khs150,000 khs30,000 khs300,000 khs480,000 khs270,000 khs135,000 khs135,000 khs
October750,000 khs150,000 khs30,000 khs300,000 khs480,000 khs270,000 khs135,000 khs135,000 khs
November750,000 khs150,000 khs30,000 khs300,000 khs480,000 khs270,000 khs135,000 khs135,000 khs
December750,000 khs150,000 khs30,000 khs300,000 khs480,000 khs270,000 khs135,000 khs135,000 khs
Total / Annual total900,000 khs1,800,000 khs360,000 khs3,600,000 khs6,760,000 khs3.240.000 khs1.620.000 khs1.620.000 khs

Second year:

Monthly financial plan (in ksh):Turnover (kshPersonnel costs (ksh)Energy costs (ksh)Food
costs (ksh)		Total costs (ksh)Profit (KES)50% reserves (ksh)Available profit (ksh)
Year Two:1,200,000 khs157,500 khs31,500 khs324.000 khs513,00 khs687,000 khs343,500 khs343,500 khs
Jannuary1,200,000 khs157,500 khs31,500 khs324.000 khs513,00 khs687,000 khs343,500 khs343,500 khs
February1,200,000 khs157,500 khs31,500 khs324.000 khs513,00 khs687,000 khs343,500 khs343,500 khs
March1,200,000 khs157,500 khs31,500 khs324.000 khs513,00 khs687,000 khs343,500 khs343,500 khs
April1,200,000 khs157,500 khs31,500 khs324.000 khs513,00 khs687,000 khs343,500 khs343,500 khs
May1,200,000 khs157,500 khs31,500 khs324.000 khs513,00 khs687,000 khs343,500 khs343,500 khs
June1,200,000 khs157,500 khs31,500 khs324.000 khs513,00 khs687,000 khs343,500 khs343,500 khs
July1,200,000 khs157,500 khs31,500 khs324.000 khs513,00 khs687,000 khs343,500 khs343,500 khs
August1,200,000 khs157,500 khs31,500 khs324.000 khs513,00 khs687,000 khs343,500 khs343,500 khs
September1,200,000 khs157,500 khs31,500 khs324.000 khs513,00 khs687,000 khs343,500 khs343,500 khs
October1,200,000 khs157,500 khs31,500 khs324.000 khs513,00 khs687,000 khs343,500 khs343,500 khs
November1,200,000 khs157,500 khs31,500 khs324.000 khs513,00 khs687,000 khs343,500 khs343,500 khs
December1,200,000 khs157,500 khs31,500 khs324.000 khs513,00 khs687,000 khs343,500 khs343,500 khs
Total / Annual total157,500 ksh1.890.000 ksh378.000 ksh3.888.000 ksh8.688.000 ksh5.712.000 ksh2.856.000 ksh2.856.000 ksh

Third year:

Monthly financial plan (in ksh):Turnover (ksh)Personnel costs (ksh)Energy costs (ksh)Food
costs (KES)		Total costs (ksh)Profit (ksh)50% reserves (ksh)Available profit (ksh)
Year third
Januar1.800.000 ksh165,375 ksh33,075 ksh360,000 ksh558,450 ksh841,550 ksh420,775 ksh420,775 ksh
Februar1.800.000 ksh165,375 ksh33,075 ksh360,000 ksh558,450 ksh841,550 ksh420,775 ksh420,775 ksh
March1.800.000 ksh165,375 ksh33,075 ksh360,000 ksh558,450 ksh841,550 ksh420,775 ksh420,775 ksh
April1.800.000 ksh165,375 ksh33,075 ksh360,000 ksh558,450 ksh841,550 ksh420,775 ksh420,775 ksh
May1.800.000 ksh165,375 ksh33,075 ksh360,000 ksh558,450 ksh841,550 ksh420,775 ksh420,775 ksh
june1.800.000 ksh165,375 ksh33,075 ksh360,000 ksh558,450 ksh841,550 ksh420,775 ksh420,775 ksh
july1.800.000 ksh165,375 ksh33,075 ksh360,000 ksh558,450 ksh841,550 ksh420,775 ksh420,775 ksh
August1.800.000 ksh165,375 ksh33,075 ksh360,000 ksh558,450 ksh841,550 ksh420,775 ksh420,775 ksh
September1.800.000 ksh165,375 ksh33,075 ksh360,000 ksh558,450 ksh841,550 ksh420,775 ksh420,775 ksh
Ocrober1.800.000 ksh165,375 ksh33,075 ksh360,000 ksh558,450 ksh841,550 ksh420,775 ksh420,775 ksh
November1.800.000 ksh165,375 ksh33,075 ksh360,000 ksh558,450 ksh841,550 ksh420,775 ksh420,775 ksh
December1.800.000 ksh165,375 ksh33,075 ksh360,000 ksh558,450 ksh841,550 ksh420,775 ksh420,775 ksh
Total / Annual total21.600.000 ksh1.984.500 ksh396.900 ksh4.320.000 ksh10.801.350 ksh10.798.650 kshs5.399.325 ksh5.399.325 ksh

©  2025 nadeum.africa. Built using WordPress and OnePage Express Theme.